Tips on Handling Your Hail-Damaged Roof Insurance Claim


You can’t prevent your roof from damage from an intense hail storm. However, you don’t have to stress over the aftermath. In this article, reliable roofing contractor Bone Dry Roofing shares tips on how to handle and file an insurance claim for your hail-damaged roof.


It’s bad enough that your roof is damaged. Here are some helpful tips that will help you efficiently handle your insurance claim:

  1. You have to review your insurance terms when it comes to hail damage. Make sure to read carefully your insurance policy to understand what is covered from storm damage. Check how your insurance on storm damage deductibles works.

  2. Right after the storm, call your insurance company and inform them about the hail storm. You have to report to them immediately within a few weeks. It’s best to assess the extent of damage to your roof. You may inform them right away if you think you need a roof repair or a complete roof replacement.

  3. It’s in your best interest to document everything that was damaged by the hail storm. Don’t forget to include the date and time the storm hit. Take note of the size of the hailstone, too. Proper documentation will make the process faster and easier for you and your insurance company. Take a lot of pictures of the damage on your roof and other properties under your insurance.

  4. It’s advised to have a documented inspection from a professional roofing contractor. The inspector can provide you an estimate on how much the repair would cost and the amount that you can request.

  5. It’s important to meet with your insurance representative and roofing contractor. Set an appointment with them. An appointment will buy you time to have your documents ready. A personal meeting will be easier for you to voice your concerns.

Looking for roof replacement services? Call Bone Dry Roofing at (636) 489-1830 or fill out our contact form to schedule an appointment. We serve clients in St. Louis, MO.




With free inspections and estimates, simply submit a Free Quote request to get started.

10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.


$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.


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Customers Served


Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.





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I appreciate your immediate attention, precise analysis of the problem, and nicely installed fix.
Gwen Erwood
Excellent communication during the bidding and scheduling process. Quick work on every project they have done for us (our roof and a 100 foot brick retaining wall along our drive). Excellent clean-up ..
Megan Werle
They did a good and timely job
Chardonnay Rose
They have done a great job for me many times already and they stand behind their work.
Gary Behling
Scheduled us in sooner than estimated due to rain in the forecast. kept me in the loop and shared pictures of progress at each stage.
Chardonnay Rose
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