How to Prevent Cancellation of Homeowner’s Insurance Over Dirty Roofs


Insurance companies can be our best friends. When a nasty hail storm rips through town, our insurance policies are there to help repair the damage. In fact, many of our roofing projects are the result of insurance claims. We have developed great relationships with many insurance companies. But, just like any kind of insurance, if you don’t maintain your property correctly, you risk having your insurance policy canceled. When a storm blows through and your roof sustains hail damage or wind blows off a bunch of shingles, your roof becomes a top priority. After all, it’s your roof that protects you from all of the elements.

But when there isn’t a storm or any damage to your home, you probably don’t give your roof a second thought. But that might be changing. A recent trend in insurance companies cancelling policies due to improper roof maintenance has forced policy holders to pay closer attention to the status of their roofs.

Moss and Algae on Your Roof?

Your policy might be canceled or your claim may be rejected. The problem is that large concentrations of bacteria grow on your roof, specifically on north-facing surfaces and shaded regions. This mold and mildew eats away at your shingles, eventually causing the need to have your roof replaced. Many homeowners are under the impression that a streaky roof is simply a cosmetic issue. More and more homeowners are starting to see the additional benefits that include increased curb appeal, a more efficient home and an overall increase in value of the home. Our roof cleaning Indianapolis team has now expanded to several of our outer markets to keep up with the growing demand. But perhaps the most important reason of all is to properly maintain your roof to avoid cancellation of your insurance policy or denied future claims.

By being informed and proactive, homeowners can take measures to prevent rejected claims and to eliminate the threat of cancelled insurance policies.




With free inspections and estimates, simply submit a Free Quote request to get started.

10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.


$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.


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Take advantage of these great offers from Bone Dry! With free inspections and estimates, simply submit the form to get started!

Customers Served


Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.





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Bone Dry did a great job of insulating the attic and area behind the bedroom. Professional and fairly priced.
Sue Wood
I was very satisfied with Bone Dry Roofing. They made some repairs that were needed. Their quote was competitive, the job was scheduled in a timely manner, and the work was done professionally and t..
Gregory Anselm
Whitney was awesome!! And her crew of workers were also they showed up at 7 and got right to work!! They were done with the roof … cleaned up and out by 1130!! The roof looks amazing!!!
Jessica Carter
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