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Tips on Handling Your Hail-Damaged Roof Insurance Claim

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You can’t prevent your roof from damage from an intense hail storm. However, you don’t have to stress over the aftermath. In this article, reliable roofing contractor Bone Dry Roofing shares tips on how to handle and file an insurance claim for your hail-damaged roof.

Tips on Handling Your Hail-Damaged Roof Insurance Claim

It’s bad enough that your roof is damaged. Here are some helpful tips that will help you efficiently handle your insurance claim:

  1. You have to review your insurance terms when it comes to hail damage. Make sure to read carefully your insurance policy to understand what is covered from storm damage. Check how your insurance on storm damage deductibles works.

  2. Right after the storm, call your insurance company and inform them about the hail storm. You have to report to them immediately within a few weeks. It’s best to assess the extent of damage to your roof. You may inform them right away if you think you need a roof repair or a complete roof replacement.

  3. It’s in your best interest to document everything that was damaged by the hail storm. Don’t forget to include the date and time the storm hit. Take note of the size of the hailstone, too. Proper documentation will make the process faster and easier for you and your insurance company. Take a lot of pictures of the damage on your roof and other properties under your insurance.

  4. It’s advised to have a documented inspection from a professional roofing contractor. The inspector can provide you an estimate on how much the repair would cost and the amount that you can request.

  5. It’s important to meet with your insurance representative and roofing contractor. Set an appointment with them. An appointment will buy you time to have your documents ready. A personal meeting will be easier for you to voice your concerns.

Looking for roof replacement services? Call Bone Dry Roofing at (636) 489-1830 or fill out our contact form to schedule an appointment. We serve clients in St. Louis, MO.

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We had Bone Dry do masonry, roofing & gutter for us. Everyone we dealt with was professional, polite & on time. We were actually amazed how fast they did the roof & it looked great. Actually everything looked great
Debra B.
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The experience of working with all of the folks at Bone Dry Roofing was top notch. Detailed photos and videos were provided for the initial inspection of the roof and then multiple photos were provided throughout the installation. I live in another state and was very well pleased working with them long distance. They made it very easy and stress free. The shingle roof - and all new decking - was replaced in less than 7 hours. Other teams of theirs will be back to replace the b pipe and the gutters next week.
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AJ Snow and his crew did a fantastic job. I got pictures and text throughout the project until completion. Will always use Bone Dry Roofing. That are very good and do great work!
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