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Damage caused by severe storms and falling trees is often covered by insurance. Bone Dry can help manage and coordinate the claims process. Our on-staff insurance specialists allow you to avoid the confusing hassle of insurance reimbursement.

Bone Dry Roofing Insurance Claim

Understand THE INSURANCE CLAIMS PROCESS

If your home is damaged by a storm, it’s essential for you to quickly begin the insurance and repair process. A typical claims process works as follows:

  • Assess the damage

    Sometimes roof damage is as obvious as a fallen tree on your home or a section of missing shingles, telling you right away repairs are necessary. This is not always the case, however, which is why it’s important to call a trained roof inspector like Bone Dry Roofing as soon as possible. This inspection will tell you how much damage you have and whether repairs or replacement are necessary.

  • Claims adjustment

    Insurance companies typically send a claims adjuster to inspect the roof and determine the value of the roof. Because our experts are also versed in insurance terms and claims, we assist with this step of the process and provide an initial valuation of the roof and cost estimate for repairs or replacement. We will also meet with your insurance adjuster to address concerns and questions.

  • Insurance company approval

    Once the claim is submitted to the insurance company, they will provide you with a check to initiate the repair or replacement process. This check is for the amount of the estimate minus the depreciation and deductible. This is important to note because the first check will likely be for less than you were expecting (more on that later).

  • Roof repairs or replacement

    After everything is cleared with the insurance company, we will provide you with complete roof repairs or full roof replacement. Our experts work with a variety of quality materials and will give you a complete solution.

  • Completing the process

    Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home. After a storm, in many cases, you’ll get a visit from “door-to-door” roofers or “storm chasers,” offering to inspect your roof. When you choose Bone Dry Roofing instead, you choose peace of mind knowing you’re working with a licensed, insured, and experienced roofing company that can help you through the entire claims and repair process.

Bone dry roofing can help

Don’t go into the insurance claims process alone. Bone Dry Roofing’s on-staff insurance specialists understand the ins and outs of the insurance claims process and can assist you in handing your claim. Contact us today for more information, or request a free inspection if you have damage to your roofing system.
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Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.

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★★★★
We had Bone Dry do masonry, roofing & gutter for us. Everyone we dealt with was professional, polite & on time. We were actually amazed how fast they did the roof & it looked great. Actually everything looked great
Debra B.
★★★★★
The experience of working with all of the folks at Bone Dry Roofing was top notch. Detailed photos and videos were provided for the initial inspection of the roof and then multiple photos were provided throughout the installation. I live in another state and was very well pleased working with them long distance. They made it very easy and stress free. The shingle roof - and all new decking - was replaced in less than 7 hours. Other teams of theirs will be back to replace the b pipe and the gutters next week.
Liz B.
★★★★★
AJ Snow and his crew did a fantastic job. I got pictures and text throughout the project until completion. Will always use Bone Dry Roofing. That are very good and do great work!
Michael D.
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