Damage caused by severe storms and falling trees is often covered by insurance. Bone Dry can help manage and coordinate the claims process. Our on-staff insurance specialists allow you to avoid the confusing hassle of insurance reimbursement.

Punta Gorda, FL Roof Insurance Claim

Understand THE INSURANCE CLAIMS PROCESS

If your home is damaged by a storm, it’s essential for you to quickly begin the insurance and repair process. A typical claims process works as follows:

  • Assess the damage

    Sometimes roof damage is as obvious as a fallen tree on your home or a section of missing shingles, telling you right away repairs are necessary. This is not always the case, however, which is why it’s important to call a trained roof inspector like Bone Dry Roofing as soon as possible. This inspection will tell you how much damage you have and whether repairs or replacement are necessary.

  • Claims adjustment

    Insurance companies typically send a claims adjuster to inspect the roof and determine the value of the roof. Because our experts are also versed in insurance terms and claims, we assist with this step of the process and provide an initial valuation of the roof and cost estimate for repairs or replacement. We will also meet with your insurance adjuster to address concerns and questions.

  • Insurance company approval

    Once the claim is submitted to the insurance company, they will provide you with a check to initiate the repair or replacement process. This check is for the amount of the estimate minus the depreciation and deductible. This is important to note because the first check will likely be for less than you were expecting (more on that later).

  • Roof repairs or replacement

    After everything is cleared with the insurance company, we will provide you with complete roof repairs or full roof replacement. Our experts work with a variety of quality materials and will give you a complete solution.

  • Completing the process

    Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home. After a storm, in many cases, you’ll get a visit from “door-to-door” roofers or “storm chasers,” offering to inspect your roof. When you choose Bone Dry Roofing instead, you choose peace of mind knowing you’re working with a licensed, insured, and experienced roofing company that can help you through the entire claims and repair process.

Bone dry roofing can help

Don’t go into the insurance claims process alone. Bone Dry Roofing’s on-staff insurance specialists understand the ins and outs of the insurance claims process and can assist you in handing your claim. Contact us today for more information, or request a free inspection if you have damage to your roofing system.
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Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.

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GOOGLE REVIEWS

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★★★★★
Always responsive, on time and complete projects when they say they will.
Tom Morrison
★★★★★
Great experience from start to finish. John was very knowledgeable and the crew was very professional. They kept me updated throughout the process with photos and text messages.
Melanie Erman
★★★★★
I was very pleased with the gutter/ downspout job completed by Pete and his team. The guys were efficient and professional. I highly recommend Bone Dry Roofing.
Jessica Carter
★★★★★
cool guys who are easy to work with and talk to. recommend.
E Ritt.
★★★★★
This company goes above and beyond in my opinion, and the costumer service is superb. I had a leaking roof with a scheduled core cut. One week prior to the scheduled appointment, the roof failed and a..
Karrie Stoner
★★★★★
Always responsive, on time and complete projects when they say they will.
Tom Morrison
★★★★★
Great experience from start to finish. John was very knowledgeable and the crew was very professional. They kept me updated throughout the process with photos and text messages.
Melanie Erman
★★★★★
I was very pleased with the gutter/ downspout job completed by Pete and his team. The guys were efficient and professional. I highly recommend Bone Dry Roofing.
Jessica Carter
★★★★★
cool guys who are easy to work with and talk to. recommend.
E Ritt.
★★★★★
This company goes above and beyond in my opinion, and the costumer service is superb. I had a leaking roof with a scheduled core cut. One week prior to the scheduled appointment, the roof failed and a..
Karrie Stoner
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