Essential Things to Know Before Filing a Storm Damage Claim


After a storm, you may discover that some parts of your home — such as your roof — have sustained damage. If this is the case, you might need to file a storm damage claim with your homeowner’s insurance. While this process may seem intimidating, with the assistance of a reliable roofing contractor like Bone Dry Roofing – West, it doesn’t have to be stressful.

Storm Damage Claim

Continue reading to discover the things you must know before filing a storm damage claim.

Insurance companies often have strict deadlines for filing claims. The deadline for filing claims varies depending on the insurance provider. However, many policies require you to submit your claim within 14 days of the storm. This means you should schedule a professional inspection immediately following an extreme weather event. Even if your roof appears fine, it might have hidden damage, which could manifest weeks or months later. If this occurs, you could end up having to cover the repair costs. If you don’t know if your homeowner’s insurance has a storm damage claim deadline, call them and ask.

Maintaining your roof matters. Your insurer might turn down your claim if they discover that you’ve neglected your roof. If they learn that the damage resulted from poor maintenance, they’re less likely to cover repair or replacement costs. This is just one of the many reasons to take proper care of your roof.

You don’t have to accept the first offer. You don’t need to settle on your adjuster’s first offer, especially if it’s not a reasonable amount. To get an idea about how much it will cost to restore your roof to its original state, obtain estimates from reliable contractors. Fortunately, many roofers offer free estimates and inspections. When you know how much the repair or replacement is likely to cost, you have a better chance of getting a fair payout. Bone Dry Roofing – West always offers free inspections and estimates.

If you need an emergency roof repair, let Bone Dry Roofing – West handle your home’s roofing needs. We install and repair various materials like shingles, metal, tile, wood shakes and more! Call us at (970) 364-7996 or fill out our contact form to get a free estimate.




With free inspections and estimates, simply submit a Free Quote request to get started.

10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.


$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.


Free Estimates & Inspections

Take advantage of these great offers from Bone Dry! With free inspections and estimates, simply submit the form to get started!

Customers Served


Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.





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Working with Bone Dry Roofing was best decision I made to deal with a leak in my roof. They took their time to correctly determine where the leak was coming from and the best way to fix it! And, they did! Everyone I worked with from their staff was awesome! I will definitely use them again!!
Marcy K.
Initially called this company for a quote because I saw their truck in Denver and the driver used their blinker. Compared to 2 other roofing companies their quote was in the middle and was later adjusted for less materials being used than expected. After signing the contract they were ready to start the next week on a garage roof and home roof repair (weather permitting). The team was respectful of our home & our neighbor’s. Throughout the entire process the communication was great. Highly recommend!
We are so happy with the service we received from Bone Dry Roofing! Nick came out quickly and did an inspection and a quick estimate for us! The repairs were done quickly! Fernando did an amazing job! He was very friendly. We have a very pitched roof and so I was very impressed with his bravery. ( would not catch me up there ever)<br /> <br /> Very happy customer and highly recommend!
Stacy S.