Damage caused by severe storms and falling trees is often covered by insurance. Bone Dry can help manage and coordinate the claims process. Our on-staff insurance specialists allow you to avoid the confusing hassle of insurance reimbursement.

Fort Collins, Co Roof Insurance Claim

Understand THE INSURANCE CLAIMS PROCESS

If your home is damaged by a storm, it’s essential for you to quickly begin the insurance and repair process. A typical claims process works as follows:

  • Assess the damage

    Sometimes roof damage is as obvious as a fallen tree on your home or a section of missing shingles, telling you right away repairs are necessary. This is not always the case, however, which is why it’s important to call a trained roof inspector like Bone Dry Roofing as soon as possible. This inspection will tell you how much damage you have and whether repairs or replacement are necessary.

  • Claims adjustment

    Insurance companies typically send a claims adjuster to inspect the roof and determine the value of the roof. Because our experts are also versed in insurance terms and claims, we assist with this step of the process and provide an initial valuation of the roof and cost estimate for repairs or replacement. We will also meet with your insurance adjuster to address concerns and questions.

  • Insurance company approval

    Once the claim is submitted to the insurance company, they will provide you with a check to initiate the repair or replacement process. This check is for the amount of the estimate minus the depreciation and deductible. This is important to note because the first check will likely be for less than you were expecting (more on that later).

  • Roof repairs or replacement

    After everything is cleared with the insurance company, we will provide you with complete roof repairs or full roof replacement. Our experts work with a variety of quality materials and will give you a complete solution.

  • Completing the process

    Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home. After a storm, in many cases, you’ll get a visit from “door-to-door” roofers or “storm chasers,” offering to inspect your roof. When you choose Bone Dry Roofing instead, you choose peace of mind knowing you’re working with a licensed, insured, and experienced roofing company that can help you through the entire claims and repair process.

Bone dry roofing can help

Don’t go into the insurance claims process alone. Bone Dry Roofing’s on-staff insurance specialists understand the ins and outs of the insurance claims process and can assist you in handing your claim. Contact us today for more information, or request a free inspection if you have damage to your roofing system.
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GREAT OFFERS FROM BONE DRY

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10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.

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$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.

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Take advantage of these great offers from Bone Dry! With free inspections and estimates, simply submit the form to get started!

Customers Served

PROUD TO SERVE OUR LOCAL COMMUNITIES

Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.

118,000

AND COUNTING

HOMES SERVED

7,459

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★★★★★
Working with Bone Dry Roofing was best decision I made to deal with a leak in my roof. They took their time to correctly determine where the leak was coming from and the best way to fix it! And, they did! Everyone I worked with from their staff was awesome! I will definitely use them again!!
Marcy K.
★★★★★
Initially called this company for a quote because I saw their truck in Denver and the driver used their blinker. Compared to 2 other roofing companies their quote was in the middle and was later adjusted for less materials being used than expected. After signing the contract they were ready to start the next week on a garage roof and home roof repair (weather permitting). The team was respectful of our home & our neighbor’s. Throughout the entire process the communication was great. Highly recommend!
Hannah
★★★★★
We are so happy with the service we received from Bone Dry Roofing! Nick came out quickly and did an inspection and a quick estimate for us! The repairs were done quickly! Fernando did an amazing job! He was very friendly. We have a very pitched roof and so I was very impressed with his bravery. ( would not catch me up there ever)<br /> <br /> Very happy customer and highly recommend!
Stacy S.