Why It’s Important to Check Your Roofer’s Insurance


Your roofing system is a critical part of your home, protecting you and your possessions from various elements like wind, rain and heat. That’s why it’s very important to make sure your roofing materials are strong and durable. It’s also a must to hire experienced roofers who can guarantee top-notch installation quality. However, apart from their experience and skills, you should also make sure your contractor has insurance.

client meeting with a roofing contractor

In this article, Bone Dry Roofing – West discusses the importance of working with an insured roofing company.

General Liability Insurance

General liability insurance saves you from the hassle of paying for any mistakes your contractor makes while installing a new roof or repairing your current one. For example, if your roofer is working near your chimney and accidentally hits the edge of it with a hammer, this could cause a few of the bricks to break. Of course, the damage would have to be fixed, and if your roofer doesn’t have liability insurance, you’d have to take on the added expense of hiring a chimney contractor to replace the bricks on your chimney. But if your roofer is insured, you can rest assured that they’d be able to cover the bill for repairing your chimney.

Workers’ Compensation Insurance

Sometimes accidents happen at work. Especially with roofing jobs, workers often face the risk of falls. If your roofing company doesn’t have valid workers’ compensation insurance, you can be held responsible for an injured worker’s medical bills and emergency room visits. That said, make sure your roofer has valid workers’ compensation insurance so you can be protected by its coverage.

Bone Dry Roofing – West offers a range of services to residential and commercial clients. Each member of our team is trained and experienced in roof replacements, roof repairs, gutter installations and more. Call (970) 364-7996 or fill out our contact form to schedule an appointment.




With free inspections and estimates, simply submit a Free Quote request to get started.

10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.


$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.


Free Estimates & Inspections

Take advantage of these great offers from Bone Dry! With free inspections and estimates, simply submit the form to get started!

Customers Served


Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.





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Working with Bone Dry Roofing was best decision I made to deal with a leak in my roof. They took their time to correctly determine where the leak was coming from and the best way to fix it! And, they did! Everyone I worked with from their staff was awesome! I will definitely use them again!!
Marcy K.
Initially called this company for a quote because I saw their truck in Denver and the driver used their blinker. Compared to 2 other roofing companies their quote was in the middle and was later adjusted for less materials being used than expected. After signing the contract they were ready to start the next week on a garage roof and home roof repair (weather permitting). The team was respectful of our home & our neighbor’s. Throughout the entire process the communication was great. Highly recommend!
We are so happy with the service we received from Bone Dry Roofing! Nick came out quickly and did an inspection and a quick estimate for us! The repairs were done quickly! Fernando did an amazing job! He was very friendly. We have a very pitched roof and so I was very impressed with his bravery. ( would not catch me up there ever)<br /> <br /> Very happy customer and highly recommend!
Stacy S.