Damage caused by rain, wind, hail, tornadoes or other severe storms and falling trees is often covered by homeowners insurance. Bone Dry can help manage and coordinate the claims process. Our on-staff insurance specialists allow you to avoid the confusing hassle of insurance reimbursement.
Understanding the insurance claims process
If your home is damaged by a storm, it’s essential for you to quickly begin the insurance and repair process. A typical claims process works as follows:
Assess the damage
Sometimes roof damage is as obvious as a fallen tree on your home or a section of missing shingles, telling you right away repairs are necessary. This is not always the case, however, which is why it’s important to call a trained roof inspector like Bone Dry Roofing as soon as possible. This inspection will tell you how much damage you have and whether repairs or replacement are necessary.
Claims adjustment
Insurance companies typically send a claims adjuster to inspect the roof and determine the value of the roof. Because our experts are also versed in insurance terms and claims, we assist with this step of the process and provide an initial valuation of the roof and cost estimate for repairs or replacement. We will also meet with your insurance adjuster to address concerns and questions.
Insurance company approval
Once the claim is submitted to the insurance company, they will provide you with a check to initiate the repair or replacement process. This check is for the amount of the estimate minus the depreciation and deductible. This is important to note because the first check will likely be for less than you were expecting (more on that later).
Roof repairs or replacement
After everything is cleared with the insurance company, we will provide you with complete roof repairs or full roof replacement. Our experts work with a variety of quality materials and will give you a complete solution.
Completing the process
Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home. After a storm, in many cases, you’ll get a visit from “door-to-door” roofers or “storm chasers,” offering to inspect your roof. When you choose Bone Dry Roofing instead, you choose peace of mind knowing you’re working with a licensed, insured, and experienced roofing company that can help you through the entire claims and repair process.
Bone dry roofing can help
Don’t go into the insurance claims process alone. Bone Dry Roofing’s on-staff insurance specialists understand the ins and outs of the insurance claims process and can assist you in handing your claim. Contact us today for more information, or request a free inspection if you have damage to your roofing system.WHY BONE DRY ROOFING?
ALL THE COMFORTS OF HOME START WITH A BONE DRY ROOF
Your roof is a shield against the elements, providing your home with comfort and security. From major leaks to minor repairs, Bone Dry Roofing has the largest fleet and most experienced crews to provide customers with prompt service and complete satisfaction. Our roofs come with a lifetime guarantee*, and we commit to revisiting your home in five years to inspect our work and resolve any issues at no cost.
We also offer dedicated commercial roofing services, ensuring that your commercial properties receive the same level of attention and quality workmanship.
*Limited lifetime warranty on workmanship and manufacturer defects.
Family Owned & Locally Operated Since 1989
Most roofing contractors only last a few years. Bone Dry has been proudly serving customers for three and a half decades. We’re here when you need us.
Committed to Customer Service
Success is a result of satisfied customers. Bone Dry has them in eight states, with an average rating of 4.8 stars across over 5,000 reviews.
Premium Partnerships Equal the Best Warranties
Bone Dry is proud to be both an Owens Corning Platinum Preferred Contractor and a CertainTeed ShingleMaster Select Contractor.
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