How to make an Insurance Claim


Has your roof gotten damaged from a hailstorm? Windstorm? Thunderstorm? Fire? Do you know how to get it fixed? Know where to start?

The answer? With us of course!

No, but really. You should start with your insurance company.

In order to make a claim on your roof, you should first understand the claim process. This process consists of 7 easy steps that can get you closer to an improved home:

  1. View the damage yourself (safely)

  2. Report the damage to your home insurance company

  3. Get a trained professional (like us) to assess the damage properly and thoroughly.

  4. Schedule a claims adjustment. An adjuster from your insurance company will come to your home and give you an initial cost estimate for the work that needs done.

  5. Once the claim has been submitted to the insurance company, they will provide you with a check to initiate the repair and/or replacement.(This check is for the amount of the estimate minus the depreciation and deductible.)

  6. NOW WE COME IN! We will do our best to complete your all of your repairs within a timely manner.

  7. Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home.

All of this information can also be accessed through under the “services” tab.

You can also contact our insurance department through our phone 1-317-608-2242 or online.




With free inspections and estimates, simply submit a Free Quote request to get started.

10% OFF Any Repair*

*Can not be combined with any other offer or prior estimates and projects. Single family residential homes only. Not valid on insurance claims.


$500 OFF Full Roof Replacement*

For Military Members, Military Veterans, Senior Citizens, First Responders, Teachers and Healthcare Professionals

*Can not be combined with any other offer or prior estimates/projects. Single family residential homes only. Not valid on insurance claims.


Free Estimates & Inspections

Take advantage of these great offers from Bone Dry! With free inspections and estimates, simply submit the form to get started!

Customers Served


Our team members live and work in the communities we serve, understanding the unique needs faced by the area’s residents. As members of the community ourselves, we are not just service providers; we are neighbors dedicated to improving the comfort, safety, and security of your home.





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Bone Dry did a great job of insulating the attic and area behind the bedroom. Professional and fairly priced.
Sue Wood
I was very satisfied with Bone Dry Roofing. They made some repairs that were needed. Their quote was competitive, the job was scheduled in a timely manner, and the work was done professionally and t..
Gregory Anselm
Whitney was awesome!! And her crew of workers were also they showed up at 7 and got right to work!! They were done with the roof … cleaned up and out by 1130!! The roof looks amazing!!!
Jessica Carter
I appreciate your immediate attention, precise analysis of the problem, and nicely installed fix.
Gwen Erwood
Excellent communication during the bidding and scheduling process. Quick work on every project they have done for us (our roof and a 100 foot brick retaining wall along our drive). Excellent clean-up ..
Megan Werle
They did a good and timely job
Chardonnay Rose
They have done a great job for me many times already and they stand behind their work.
Gary Behling
Scheduled us in sooner than estimated due to rain in the forecast. kept me in the loop and shared pictures of progress at each stage.
Chardonnay Rose